Terms & conditions

1. Disclaimer

The information on this website is not to be regarded as an offer to invest, to buy or sell, or the solicitation of any offer to buy or sell securities or investments in any jurisdiction. We do not offer investment advice or make recommendations regarding investments. The information on this website is for informative purposes only. Under no circumstances is it to be used or considered as an offer to sell, or a solicitation of an offer to buy, any security. Specific and up-to-date information is available only on request, and is only to be used and relied upon by the parties to whom it is specifically addressed and who have received it directly from a member of the senior executive team. Where information has been obtained from outside sources, it is believed to be reliable but is not represented to be accurate or complete. Past performance is not necessarily a guide to the future. The value of an investment and any income from it can go down as well as up, and an investor may not get back the amount originally invested.

2. Site content

This website is subject to regular update and revision. While we attempt to ensure the correctness and timeliness of all material on the website, we take no responsibility for errors or omissions resulting from technical causes or otherwise. We reserve the right to delete or modify any information on the website, in part or in full, without prior notice. Unless specifically indicated otherwise, all material on the website is copyright of EFS, its subsidiaries and associated companies. The material may be downloaded for browsing purposes only. None of the material, its content or any copy of it may be altered in any way, transmitted or distributed to any other party without the express written permission of the EFS senior executive team. All trademarks, service marks and logos used on the website are trademarks, service marks or registered trademarks or service marks of EFS, one of its associates or other entities.

3. Data protection

This website does not use cookies and does not collect personal information from visitors. We do not store information about you for disclosure to third parties. Information you choose to send us by email or telephone is used only to respond to your enquiry.